Electronic Signature Disclosure

Last Updated: May 7, 2026

IMPORTANT
By registering for an account, clicking “I Accept,” or using the Echlon platform, you consent to receive all Communications electronically and to the use of electronic signatures. This disclosure forms part of Echlon’s Terms of Service. If you do not agree, do not use the platform.
Section 1

Introduction

This Electronic Signature Disclosure and Consent (“E-Sign Consent”) applies to all communications, documents, agreements, disclosures, notices, and other information (collectively, “Communications”) that Echlon Ltd (“Echlon,” “we,” “us,” or “our”) provides to you in connection with your account and the Echlon platform and related services (the “Services”). This E-Sign Consent supplements and is to be read together with Echlon’s Terms of Service, Risk Disclosure and Platform Disclaimer, and other governing documents. Capitalised terms not defined herein have the meanings given in the Terms of Service.

The words “you” and “your” mean the individual or entity that holds or has applied for an Echlon account. “Partners” means Echlon’s licensed third-party financial institutions and service providers.

This E-Sign Consent is provided in connection with transactions subject to the U.S. Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.), the Uniform Electronic Transactions Act as adopted in applicable jurisdictions, the Data Protection Act, 2021 (BVI), and any other applicable electronic transaction or data protection laws.

Section 3

Scope of Communications

Communications covered by this E-Sign Consent include, but are not limited to:

  • The Terms of Service, Risk Disclosure, and other governing documents, and any amendments thereto;
  • Account onboarding, identity verification, biometric and liveness check processing, and KYC/KYB-related notices;
  • AML/CFT/CPF compliance notices and account restriction or suspension notices;
  • Transaction confirmations, settlement notices, payment status updates, and fee disclosures;
  • Account statements and activity summaries;
  • Notices regarding changes to the Services, fees, or terms;
  • Partner-specific terms and disclosures required in connection with Partner Services;
  • Security alerts and fraud notifications;
  • Regulatory and legal disclosures; and
  • Any other notices or information provided in connection with your account or the Services.

You acknowledge that certain Communications may be sent without prior notice and that Echlon may be legally prohibited from disclosing the reasons for certain account actions, as described in the Terms of Service.

Section 4

Method of Delivery

Communications may be provided to you electronically by: (a) email to the address on file for your account; (b) access through the Echlon platform, including your account dashboard or in-platform notifications; (c) posting on our website at www.echlon.xyz; or (d) push notification, SMS, or other messaging to the device or number associated with your account.

Communications are deemed delivered when sent to your email on file or when made available for access on the platform or website.

Section 5

You may withdraw your consent to receive electronic Communications at any time by writing to us at [email protected] or by mail to Echlon Ltd, British Virgin Islands. Please note:

  • Account Closure. Because the Services operate through a digital platform, withdrawal of your consent may result in the termination of your account and access to the Services. Echlon reserves the right to close your account if you withdraw consent. See also Terms of Service (Section 15: Suspension and Termination).
  • No Fee. There is no fee to withdraw your consent.
  • Processing Period. Withdrawal is effective after a reasonable period for processing. You will continue to receive electronic Communications during this period.
  • Prior Communications Unaffected. Withdrawal does not affect the legal validity or enforceability of Communications previously delivered electronically.
Section 6

Hardware and Software Requirements

To access, view, and retain electronic Communications, you must have: a device with internet access; a current web browser supporting at least 128-bit encryption; a PDF-capable document viewer; a valid email address; and sufficient storage or printing capability to retain Communications for your records.

By accepting this E-Sign Consent, you confirm that you meet these requirements. If these requirements change in a way that could materially affect your ability to access or retain Communications, we will notify you and, where required by applicable law, re-obtain your consent.

Section 7

Paper Copies

You may request a paper copy of any Communication by contacting us at [email protected]. Paper copies will be provided at no charge for requests made within one hundred and eighty (180) days of the date of the Communication. Requesting a paper copy does not constitute withdrawal of your consent to receive electronic Communications. We recommend that you print, download, or save copies of Communications when they are made available to you.

Section 8

Updating Your Contact Information

You are responsible for keeping your email address and other contact information accurate and current. You may update your information by logging into your account or by contacting us at [email protected]. We are not responsible for any delay or failure in delivery resulting from outdated or inaccurate contact information.

Section 9

Governing Law

This E-Sign Consent is governed by the laws of the British Virgin Islands. Disputes are resolved in accordance with the dispute resolution provisions of the Terms of Service, including the binding arbitration and class action waiver provisions therein.

By clicking “I Accept,” checking the consent box, or otherwise electronically accepting this E-Sign Consent, you confirm that you have read and understand this disclosure, agree to receive all Communications electronically, consent to the use of electronic signatures, meet the hardware and software requirements in Section 6, and understand the consequences of withdrawing consent as described in Section 5.

Questions? [email protected]

Echlon is operated by Echlon Ltd.

Echlon is a financial technology company, not a bank. Banking services, including currency conversion and settlement, are provided by licensed partners. Echlon does not hold or custody user funds.

Yield figures (e.g. "up to 6.5% APY") are illustrative and not guaranteed. Actual rates may vary and are subject to change without notice. Past performance is not indicative of future results. Treasury products may involve technology risk, including smart contract risk. Only allocate funds you can afford to expose to these risks.

FX rates, transfer times, and fee estimates displayed on this site are representative and may vary by corridor, payment rail, and transaction size. Actual rates and settlement times are confirmed before each transaction. "Same day" settlement is available on select corridors and rails and is not guaranteed for all transfers.

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